Have Fixed Rates Bottomed?

My one second answer to this is who cares? If you can save more now than you will if interest rates fall once more and you are able to easily manage your risk as far as you are concerned you might as well fix now! Assuming of course you know the pros and cons of fixing and have determined that this would be right for you. It’s strange but when the market was at near highs every one was fixing then, yet now when its probably one of the best times in the last 7 years to fix-people are thinking the rate might go lower and it migh-t but it can’t fall too much more than that, so it makes sense to fix now or at least very soon.